Comparisons
Four honest comparisons against approaches, not vendors. Each one says when the alternative is the better buy.
- Classroom seminars
- A two-day seminar teaches a room. It cannot tell you who can do the work on Monday.
- Generic course libraries
- A library of ten thousand courses has breadth. Commercial credit needs depth in one subject.
- An in-house program
- A program written in-house fits perfectly on the day it is written. Then its author moves on.
- US-written credit courses
- Credit reasoning travels. The statements, the security law and the tax claims do not.
- AI chatbots
- A chatbot answers the question you ask. A credit program changes the file you write. Those are different deliverables.
- A university certificate
- A certificate builds a resumé on a semester’s clock. A lending desk needs the hire competent on files this quarter.
Why no vendor is named here
A page that names a competitor argues about a brand. These pages argue about a method, which is the decision you are actually making.
We also have no benchmark we can publish. Quoting a price we have not verified would be the first untrue thing on this site.