Questions and answers
The 16 questions buyers ask first. Where we cannot do something yet, the answer says so.
- Catalogue
- 27 modules, 68.5 hours
- Practical time
- 82.4% of catalogue time, 72.2% in the lowest module
- Learner licence
- $540 per year
- Client deployments
- None yet
The product
What is Crediteris?
A credit judgment curriculum for Canadian commercial lenders. It runs on Discence, a general learning platform.
How much of it is practice?
82.4% of catalogue time is active work. The floor is 70% per module. The lowest module, CA-101, sits at 72.2%.
How large is the catalogue?
27 modules and 68.5 hours, across 8 domains and 4 levels. A quarterly case clinic recurs on top of that.
What do the cases look like?
Seven Canadian files, from a $529k excavation loan in New Brunswick to a $6.5M pulse processor in Saskatchewan.
Why does Canadian content matter?
The cases use compiled ASPE statements, the provincial PPSA, Québec hypothecs and CRA deemed trusts. US material teaches none of that.
Buying it
What does it cost?
$540 per learner per year. Managers, coaches and administrators cost nothing.
Are there volume discounts?
Yes. 10% from 401 learners, 20% from 751, 30% from 1,501. Paying within 15 days takes another 2%.
What is charged once?
Implementation $65,000. Learning-system integration $25,000. Administrator training $8,000.
Is there a business acumen track?
Yes, and it is optional. Seven modules, 17.5 hours, 82.9% practical, $32,000 per institution per year.
Can you fit it to our credit policy?
Implementation maps your own values: minimum debt service coverage, risk scale, memo template and approval limits.
Running it
Is it really bilingual?
English and French have equal status by design. Translation of the module bodies is not finished yet.
How fast can a new hire be certified?
Pathway PW-1 runs 39.5 hours: level 1 inside the first 90 days, level 2 within 12 months.
Will it work with our learning system?
SCORM and LTI delivery is designed and priced. No runtime is built yet, so we cannot demonstrate it today.
Does it touch real client files?
No. Crediteris teaches judgment and does not exercise it. Case tools accept case data only.
Do you hold SOC 2 or ISO 27001?
No. Crediteris holds no security certification and has had no independent audit or penetration test.
Which institutions use it today?
None. Crediteris has no client deployments. The status table on the about page is the full account.
Nothing here is a claim we cannot show.
The status table lists what exists, what is designed and what does not exist yet. It is the page every other page links to.