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Credit judgment training for Canadian lenders

Bilingual modules on real-style Canadian credit files — 70% practice, enforced at publish.

See pricingHow it works
The course page for module CA-101, The Development Banker and the credit process, in Discence: learning objectives, the course outline, and each activity's duration and practice share.
A real module page: CA-101 in Discence, the learning platform Crediteris runs on.
27
modules, plus a placement diagnostic
68.5 h
of specified training
≥70%
practice in every module, enforced at publish
EN + FR
released together, every release

Curriculum specified in full. Platform in development. No client deployments yet — the status table says where each piece stands.

How a pathway works

A diagnostic sets the path. Prescribed modules fill only the gaps it finds. Capstones certify and cannot be skipped.

How a pathway worksDiagram: five steps in order. A placement diagnostic comes first, then fixed modules, then prescribed modules where a domain is below target, then the capstone case, then certification.PlacementdiagnosticFixed modulesPrescribed modulesCapstone caseCertificationonly where a domain is below target
The five steps of a pathway. Prescribed modules (dashed) are added only where the diagnostic shows a domain below target.

Practice is enforced, not claimed

Every module is at least 70% active work — measured per module, never averaged. Under the floor, the platform refuses to publish.

Practical share by level, against the 70% floorBar chart: every level clears the 70% floor. L1 is 79.8%, L2 83.5%, L3 81.8%, L4 85.1%, the lowest module 72.2% and the whole catalogue 82.4%. The platform does not publish a module below the floor.70% floor — below it, a module does not publishL1 Foundation79.8%L2 Practitioner83.5%L3 Advanced81.8%L4 Expert85.1%Lowest module72.2%Whole catalogue82.4%
Active share of each level’s estimated time, from the curriculum specification. The platform checks the same ratio per module at publish.

Next to the alternatives

Crediteris next to generic courseware and an in-house build
CapabilityCrediterisGeneric coursewareIn-house build
English and French, released togetherYesRarelyYou translate it
Canadian credit law: ASPE, PPSA, Québec hypothecBuilt inUS contentYou write it
At least 70% practice per moduleEnforced at publishNot measuredManual review
Canadian data residencyCanada onlyVaries by vendorYou host it
SCORM, xAPI and LTI 1.3All threeSCORM at mostYou build it
Managers and coaches includedFree observer seatsExtra licences—

Built for a bank's checklist

  • Canadian data residency. Primary in Toronto, replica in Québec City. Designed — not yet in client use. Security page.
  • WCAG 2.1 AA. Specified for the platform; this site is axe-checked at two widths, in both languages.
  • Your LMS, your records. SCORM 1.2/2004 packages, LTI 1.3 launch, xAPI to your record store — designed and priced.
  • Your sign-in. SAML 2.0 or OpenID Connect, with MFA where SSO is not used.
Where client data livesDiagram: everything sits in Canada. The primary region, Canada Central in Toronto, runs the application, database, files and encryption keys. Canada East in Québec City holds the replica and the geographic backup, fed by replication.CanadaCanada Central — Torontoprimary• Application• Database• Files and exports• Encryption keysreplicationCanada East — Québec Citysecondary• Replica• Geo-backup
The production design: Canada Central (Toronto) is primary; Canada East (Québec City) holds the replica and geo-backup. More than 700 km apart.

Questions

What is Crediteris?

A credit judgment curriculum for Canadian commercial lenders. It runs on Discence, a general learning platform.

What do the cases look like?

Seven Canadian files, from a $529k excavation loan in New Brunswick to a $6.5M pulse processor in Saskatchewan.

What does it cost?

$540 per learner per year. Managers, coaches and administrators cost nothing.

Will it work with our learning system?

SCORM and LTI delivery is designed and priced. No runtime is built yet, so we cannot demonstrate it today.

Which institutions use it today?

None. Crediteris has no client deployments. The status table on the about page is the full account.

All 16 questions, answered with real numbers and the gaps stated plainly.

See what it costs, or read the modules

Pricing is public. The curriculum is published module by module.

See pricingRead the module list