Keep a certification worth something
You certified people two years ago. Tariffs, rates and sector stress moved since.
The situation
Certifications with no expiry date tell you what somebody knew, not what they know.
- The risk team flags a sector nobody on the desk was trained on.
- A trade measure changes a borrower’s economics inside one quarter.
- Nobody can name who is still current, because currency was never defined.
What Crediteris answers with
- Pathway PW-8
- Annual currency: 4 to 7 hours every 12 months, 89.6% of it active.
- What actually changed
- CA-306 emerging risks: climate, trade, cyber and ESG.
- A file that is current by construction
- Coteau Hills, a $6.5M expansion after a 100% tariff on Canadian peas.
- A standing habit
- The quarterly case clinic: 45 minutes, open to every level.
How you know it worked
4 to 7 hours
a year to keep a certification that still means something.
What is missing today
No certificate or currency badge is issued yet. Neither has been built.