For a new hire with no credit background
Certified at level 1 inside 90 days, at level 2 within the year. 39.5 hours, taken between files.
This page is for you if
- You joined commercial lending from retail, operations or outside the bank.
- You have read a balance sheet, but never spread one for a credit decision.
What you get
- Pathway PW-1
- 39.5 hours, fixed. Level 1 then level 2, in order.
- A placement diagnostic first
- CA-000, 60 minutes, so you start where you actually are.
- Eight foundation modules
- From the credit process through ASPE statements to security and guarantees.
- A real file to finish on
- Excavation Petitcodiac: a $529k equipment loan on compiled statements with no cash flow statement.
In what order
- Week 1Placement diagnostic, then the credit process and ASPE statements.
- First 90 daysLevel 1 capstone passed at 75%. You can analyse a simple file with guidance.
- Month 12Level 2. You structure and recommend a standard file on your own.
What is missing today
No module is available to learners yet. The pathway above is specified, not delivered.